Move capital intelligently.
Alloca is an AI-native financial technology platform for capital allocation, payments, portfolio intelligence, and digital asset operations.
A real payments layer, built in.
Use payment cards, deposits, 3DS, and balance controls inside one intelligent financial platform.
- ✓ The Alloca Card — spend directly from your balance
- ✓ 3DS-secured payments, deposits and instant balance controls
- ✓ Freeze, unfreeze and manage your card in seconds
Alloca Card
3DS securedOne platform for intelligent financial operations.
Alloca unifies four core layers into a single, AI-supported financial environment.
Capital Allocation
Discover AI-ranked allocation opportunities and route capital with confidence.
Payments
Spend and control balances with the Alloca Card and a real payments layer.
Digital Asset Operations
Deposit, withdraw, swap and route digital assets from one interface.
Portfolio Intelligence
Track performance, exposure and allocation outcomes in real time.
Your financial platform, in your pocket.
See exactly what you get. The Alloca app brings capital allocation, payments, your portfolio and the AI Agent into one mobile-first experience.
- ✓ A live dashboard — balance, P&L and allocations at a glance
- ✓ The Alloca Card and digital asset operations, one tap away
Operate digital assets, not just hold them.
Manage deposits, withdrawals, swaps, routing, and digital asset operations from one unified interface.
- ✓ Deposit, withdraw and swap across networks
- ✓ Select networks and gas tokens with full control
- ✓ Unified operations — treasury-grade, not just a wallet
Wallet
USDC · ETHSee every outcome, clearly.
Track performance, exposure, and allocation outcomes across your digital financial portfolio.
- ✓ Real-time P&L across allocations and digital assets
- ✓ Exposure and concentration, broken down by layer
- ✓ Measure allocation performance over time
Portfolio P&L
+12.4%Quiet intelligence across the platform.
Alloca's AI Agent helps analyze opportunities, optimize allocation decisions, and support financial operations across the platform.
A financial AI concierge, built in three phases.
It grows with you — from discovering opportunities, to reading the news that moves them, to automating your portfolio.
Investment guidance
A financial AI concierge that surfaces the investment opportunities available inside Alloca — explaining projects, market context and where your capital can go.
- ✓ Discover opportunities curated within Alloca
- ✓ Clear context on projects and market trends
- ✓ Understand each opportunity before you act
News intelligence
The concierge analyzes the news for you and ties it to opportunities — not just what you can invest in, but whether the news supports the move.
- ✓ News-aware analysis — is this a good move, or not
- ✓ Custom alerts when specific world events happen
- ✓ Growing coverage — more sources, deeper analysis
Portfolio automation
With HyperliquidAI-driven portfolio management, built with our partner Hyperliquid. Whitelist the assets that fit your risk profile and let the concierge rebalance around news, trends and market agenda.
- ✓ Whitelist assets that match your risk ratio — e.g. ETH, BTC, SOL
- ✓ Automatic rebalancing on news, trends and market agenda
- ✓ Analytics on performance vs your original allocation split
- ✓ Demo mode — simulate AI rebalancing from your current positions
Become your own hedge fund.
Institutional-grade by design.
Alloca runs on self-custodial smart accounts, on-chain Alloca Vaults and integrated infrastructure partners.
Self-custodial smart accounts
Smart accounts with seamless social login, powered by Privy — assets stay in your custody.
ERC-4626 Alloca Vaults
Coming soonOn-chain Alloca Vaults built to the ERC-4626 tokenized-vault standard.
Infrastructure partners
Smart wallets, cross-chain routing and on-chain markets — Privy, deBridge and Hyperliquid.
Built with a growing community.
Tens of thousands of investors and operators already follow Alloca across our channels — and the product keeps shipping, quarter after quarter.
Start using intelligent finance.
Alloca is live. Create your account and start managing allocation, payments, and digital asset operations today.
Get Started →